Last update: January 27, 2012 08:50 AM MST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed conforming |
3.750 | 0.375 | 3.816 |
| 20 yr fixed conforming |
3.625 | 0.750 | 3.760 |
| 15 yr fixed conforming |
3.000 | 0.875 | 3.189 |
| 30/5 yr fixed or 5/1 ARM |
2.500 | 0.875 | 3.166 |
| 30/7 yr fixed or 7/1 ARM |
2.875 | 0.625 | 3.220 |
| 10/1 ARM |
3.375 | 0.625 | 3.454 |
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Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 30 yr fixed jumbo |
4.375 | 0.375 | 4.425 |
| 15 yr fixed jumbo |
3.875 | 0.125 | 3.925 |
| 7/1 jumbo ARM |
3.250 | 0.375 | 3.356 |
| 10/1 jumbo ARM |
3.750 | 0.125 | 3.627 |
Conforming rates for loans to $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM Interest-Only |
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| 7/1 ARM Interest-Only |
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Jumbo rates for loans over $417,000.
| Program | Rates | Points | APR |
| 5/1 ARM jumbo Interest-Only |
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| 7/1 ARM jumbo Interest-Only |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.